MFI Solutions

DigiCollect’s MFI Software will provide all necessary software, hardware and mobile applications that will help you digitize your loan process, approvals, disbursements, records, human resource tracking, core banking integration and more.

We offer an intuitive design of mobile and cloud software that works well and is easily adapted to the every type of user lifestyle and their expectations.

Our Solutions are fully responsive, mobile device optimized and compatible with Android, iOS and the cloud.

Manage your entire micro-loan process using DigiCollect MFI solutions

Mobile based digital field application for loan officers
Provide loan officers with mobile application for collecting and submitting loan applications and managing disbursements and collections
Create customized forms for different loan products
Create and modify forms for different products and processes. Publish the changes simultaneously to all loan officers immediately.
Multiple language support
Create Multi-lingual forms for supporting clients and employees from remote areas
Digitize the loan application and approval workflow
Reduce paperwork and the turnaround time for loan approvals. Digitize the workflow and approve loans on mobile or cloud, without waiting for forms to arrive
Location tracking for loan officers and location mapping of customers
Track loan officer movements and record submission locations. Map customer addresses on the maps to assist in route planning and for location based analytics
Route Mapping based on customer locations
Plan loan officer routes for collection and disbursement based on customer locations
Accounting ledger for tracking all transactions
Track all disbursements and collections using our accounting ledger. Track bad loans and NPA’s to ensure collections are made.
Multi-layer authentication
Multiple Authentication methods including Finger print for application security and identification of customers
Performance monitoring and management reporting
Track loan officer performance and manage targets. View analytics and prepare reports for monitoring and reporting business health
Geo-analytics for additional business insights
Gain additional business insights based on location based reporting

Solutions for Enterprise Banking

Manage your banking and automate processes with DigiCollect’s banking software solutions. DigiCollect CBS™ is a cloud based micro services architecture core banking system for agile banks and MFI’s

Banks worldwide face an unprecedented set of challenges with increasing customer expectations, mounting pressures on cost, new regulatory & compliance requirements, unrelenting competition and a constantly evolving economic landscape.

Banks rely on Core Banking systems to innovate in the market-place as well as to standardize operations. However legacy Core Banking platforms are inflexible and expensive to maintain, posing unique challenges in terms of scalability, security and regulatory compliance. The risk of ageing manpower with legacy know how is another significant risk to banks.

Our Key focus areas are:

Core Banking Software Solution / MFI’s
Back-Office Automation
Internet Banking Solutions
Mobile Banking Solutions

Account Management

As bank administrators, set up different account types and account charges. Manage all your system accounts and view all transactions

Reporting and Analytics

Download and view Ledgers and Financial Reports on income, expenditure, loans, users to make accurate business decisions

User Control

Create users and brokers, and manage users. Define rights and permissions for different user types at a group level or at an individual level.

Loans

Create and disburse loans to users. Set up payment requests and follow up with users for loan re-payments. Flag and handle non-payment cases automatically.

Transactions

Set up transaction limits, transaction fees Support multiple currencies.

User interface

Perform all user banking operations on multiple platforms. View and manage your account with ease. Pay other users, pay bank or set up recurring payments for loan EMI repayments. View and download your account statements.

SMS Banking

Register new users and retrieve account information on SMS. Activate account and make ayments. Receive notifications on account activities.

Connectivity

Connect to other users using QR/barcodes to instantly pay others using your account as mobile wallet. Integrated notification system on web application, mobile applications and SMS to inform users of activities related to the account, or for mass mailers from the bank.

Back-Office Software Solutions

The integrity of your brand and the experience of your customers are largely determined by the quality and character of your front office contact center, but your back office operation often limits the speed, quality and hence perceived character of your front office.

Internet Banking Solution

Banks are facing an ongoing challenge of offering more freedom to customers to perform transactions and manage their finances when and where they want. DigiCollect’s Internet Banking Software will provide an interface that will engage your customer.

Mobile Banking Solutions

One Banking Solution for All Mobile Technologies (Android, iOS, Phones and Tablets). The steady emergence of new mobile technologies keeps adding different challenges to your existing existing banking infrastructure. With an increasing amount of devices and operating systems, a non SOA model is becoming unsustainable and is creating complexity for banks.

Service Oriented Architecture

SOA allows non-technical personnel from the banking industry to pick and choose existing functionalities in order to build new products and services. SOA is critical to achieve an efficient architecture Adoption of SOA will result in increased bank product offerings and innovation, allowing banks to better respond to market demands and maintain a competitive edge over non-banks.